Participating policies in force on March 31, 2026 are eligible to receive the bonus amount
Canara HSBC Life Insurance Company Limited (“Canara HSBC Life Insurance”) has announced a bonus of ₹271 crore for FY 2025–26, benefiting approximately 2.33 lakh policyholders holding participating (PAR) policies with the Company as of March 31, 2026.
This year’s bonus reflects the Company’s disciplined approach to delivering enduring value, underpinned by a strong financial foundation and a prudent investment strategy. Backed by consistent performance, the bonus marks a growth of 8.31% over the previous year, further enhancing overall policy value.
All participating policies in force as of March 31, 2026, are eligible for this bonus. The declared amount will be added to policy benefits and will be payable in line with policy terms, including at maturity, surrender, or other benefit events—ensuring that policyholders continue to benefit from sustained value creation throughout their financial journey.
Commenting on the announcement, Mr. Anuj Mathur, MD & CEO, Canara HSBC Life Insurance said, “The declaration of this year’s bonus reflects our steadfast focus on building and delivering enduring value to our policyholders. It demonstrates the strength of our financial foundation, our prudent investment strategy, and our commitment to consistent, sustainable growth. At Canara HSBC Life Insurance, we remain focused on safeguarding our customers’ financial futures with solutions that are dependable, rewarding, and aligned to their evolving needs. We thank our customers for their continued confidence and partnership, which inspires us to raise the bar every day.”
In participating policies or with profit plans, life insurance companies share the profits in the form of bonuses with policyholders, reflecting a shared partnership between the insurer and policyholders. Bonuses declared in each financial year are accumulated and distributed upon policy maturity, death or surrender. Additionally, cash bonuses are paid out on specific policy events in accordance with policy conditions.